Top tips for choosing a safe
If you keep large amounts of cash or very valuable items in your home or in your business premises, then the best thing to do to keep them safe is to keep them in, well, a safe. But which is the best type of safe to choose? Read on for our tips on choosing a safe.
There are many things to consider when you are looking for a safe, whether it is new or second hand. For instance, what is its purpose – what will it contain? How much security do you need for it? Where will it be positioned in the house/premises? What is needed to for insurance purposes? These and other factors unique to your situation will have to be thought about carefully before coming to a decision.
Cash rating and Euro grading
Insurance is an important consideration, and the cash rating and/or Euro grading of a safe has to be thought about.
In simple terms, the cash rating of a safe is how much money an insurance company will cover you to hold in your safe. Cash ratings start at £1,000 and go up to £150,000. The rating for jewellery and other valuables is ten times the cash rating – so a £5,000 cash rating will allow you to protect £50,000 in other valuables. The higher the cash rating, the more secure it is.
Euro gradings work on a similar basis. They go from grade 0 – which protects up to £6,000 in cash/£60,000 in valuables – to grade 6, which protects up to £150,000 in cash or £1.5 million in valuables.
It is also worth checking if your safe is approved by the Association of Insurance Surveyors (AIS), which is the UK’s safe accreditation body. Many insurance companies say that your safe must be AIS improved. Most Euro graded safes are AIS approved.
Another consideration is what sort of locking mechanism you want. There are three main types – key, electronic or combination – and each has their own pros and cons.
For instance, key operated locks are easy to use and reliable, but they can be easily lost or stolen – and replacing a key can be expensive if you need to change the lock as well.
Of course, combination locks don’t have the problems of keys. They are very reliable and combinations can easily be changed – but they can also be forgotten.
Finally, electronic locks are easy to use and change the combinations on, and they also don’t have the problem of keys. But most are battery operated, so you need to be mindful not to let the battery run out.
Another consideration is how big you need your safe to be. Think about the space that the safe will have to fit into and whether there will be enough space for the door to swing open. Likewise, think about what you will be storing in the safe and whether there will be enough space for it – remember, the more secure the safe is, the thicker the wall of the safe will be and therefore that will cut the size inside it.
You should also consider how heavy the safe will be. Again, the heavier the safe, the more secure it is, but then you have to consider where it will be put. Heavy safes are best put on the ground floor – not only does that remove the need for potentially having to get it upstairs but also having to work out if the building joists can take the weight of it.
Whatever sort of safe you choose to invest in, you should always have it installed by a qualified safe locksmith. If you don’t, it can bring problems with things like insurance if your safe was stolen in a robbery, for example. If you live in Peterborough or the surrounding area, then one of Inta-lock Locksmiths’ highly skilled safe locksmiths can come out to you and install your safe. Safe locksmiths have all the correct safe fitting equipment, which means that once it has been put in place, any burglar will not be able to lift or forcefully remove it.